Reduce Your Risk
by Kate Royer
Hay and Forage Grower
Examine your business risks and insure what you can’t control. That’s how custom harvesters can reduce those risks — and their insurance costs, says an insurance agent who regularly works with custom operators.
“There are certain things that every custom harvester can do to help reduce his risks and make himself more marketable, so to speak, to insurance companies,” says David Anderson, director of agriculture insurance with Vincent, Urban, Walker & Associates, Inc., Green Bay, WI.
Employees are a custom harvester’s biggest risk, he says. That’s why it’s important to train them well and to communicate what they are expected to do.